Understand Multiplan coverage
If you’re exploring drug rehab with Multiplan coverage, Kemah Palms Recovery welcomes plans that use this PPO network. Multiplan Insurance (now Claritev) is one of the largest Preferred Provider Organization networks in the U.S., partnering with major insurers like Aetna and UnitedHealthcare to negotiate discounted rates with providers [1]. Rather than selling policies, Multiplan facilitates access to an extended directory of hospitals, practitioners, and addiction treatment centers, helping lower your out-of-pocket costs.
What is Multiplan network
Multiplan operates as a third-party network that broadens your choice of in-network providers. It does not pay claims directly or design benefit plans. Instead, it contracts with facilities specializing in mental health and substance abuse care, offering discounted rates for members of participating insurance plans.
Treatment services covered
Most insurance plans leveraging Multiplan cover medically necessary addiction care, regardless of the substance involved. Coverage typically includes:
Detox and residential care
- Medical detox supervised by health professionals
- Inpatient or residential rehabilitation programs
- Partial hospitalization (PHP) and intensive outpatient (IOP) services
Outpatient and aftercare
- Outpatient therapy sessions
- Group counseling and family support programs
- Continuing care and relapse prevention
Dual diagnosis support
Plans often include integrated treatment for co-occurring mental health conditions such as anxiety, depression, or PTSD [2]. Addressing both addiction and mental health in tandem boosts your chances of lasting recovery.
Confirm your benefits
Even with a wide Multiplan network, each policy has unique details. To verify your coverage and avoid surprises, follow these steps:
Verify coverage steps
- Check the back of your insurance card for a customer service number
- Call your insurer or third-party administrator and reference your member ID
- Ask if Kemah Palms Recovery is in-network under your specific plan
Prepare necessary information
- Member ID, group number and plan name
- Facility tax ID (we’ll provide this when you call)
- Expected level of care (detox, residential, IOP, outpatient)
- Any referral or preauthorization requirements
Explore Kemah Palms programs
At Kemah Palms, you’ll find a full continuum of care that accepts Multiplan-linked policies and helps reduce financial barriers.
Alcohol and drug detox
We offer medically supervised detox for alcohol and drug dependencies. Our team works with your benefits, accepting alcohol detox multiplan coverage and drug detox multiplan accepted to make this critical first step more affordable.
Inpatient and outpatient care
Our residential rehabilitation blends evidence-based therapies, life-skills training, and holistic support in a gender-specific environment. We also provide outpatient services when you’re ready to transition home. Residential stays are covered through alcohol rehab multiplan insurance for alcohol care and similar provisions for drug treatment. Day programs and ongoing therapy are available via outpatient rehab covered by multiplan.
Medication-assisted treatment
If medically appropriate, we integrate medication-assisted treatment such as buprenorphine or naltrexone. Most Multiplan policies include coverage for FDA-approved medications as part of your comprehensive care plan.
Reduce your costs
Choosing in-network providers is key to minimizing out-of-pocket expenses. Here’s how coverage often compares:
| Program | In-network benefits | Out-of-network costs |
|---|---|---|
| Medical detox | Pre-negotiated rates, lower copays | May require reimbursement |
| Inpatient/residential rehab | Covered at contracted discounts | Higher coinsurance, extra bills |
| PHP and IOP | Authorization based on medical necessity | Limited availability, higher costs |
| Outpatient therapy and aftercare | Covered after deductible | Possible claim denials |
Discuss options with insurer
- Ask about precertification or prior-authorization
- Clarify your deductible, copay and coinsurance amounts
- Confirm any out-of-pocket maximums or lifetime limits
Take the next step
You don’t have to navigate this process alone. Our admissions team specializes in working with specialty and mid-tier insurers to streamline your entry into treatment.
Contact Kemah Palms
Reach out by phone or through our website. We’ll gather your insurance details, verify benefits, and explain your financial responsibilities.
Schedule your assessment
Once your coverage is confirmed, we’ll arrange a personalized intake appointment. Together, we’ll build a treatment plan that meets your needs and leverages your Multiplan-linked benefits.
Your journey to lasting recovery begins with a single call—let us help you make it.
