Whether you’re planning alcohol detox or a full inpatient program, knowing that Kemah Palms Recovery accepts your Oscar Health Insurance can bring real peace of mind. Oscar Health Plan insurance, founded in 2012 and serving over 560,000 members across 19 states, often covers a substantial portion of substance use disorder treatment costs [1]. In this article, you’ll learn how your plan applies to detox, residential rehab, outpatient care and more at Kemah Palms.
Confirm Oscar coverage at Kemah Palms Recovery
In-network specialty provider
Kemah Palms Recovery works directly with Oscar Health, so you receive in-network benefits that minimize your out-of-pocket expenses. Because out-of-network rehab programs aren’t covered by Oscar, choosing an in-network facility like ours helps you make the most of your policy.
Scope of addiction services covered
Under the Affordable Care Act, Oscar Health plans must include substance use disorder services as an essential health benefit [2]. Depending on your level of care and plan details, your coverage can extend to:
- Medical detox
- Medication-assisted treatment
- Residential (inpatient) rehab
- Dual diagnosis programs
- Outpatient therapy and continuing care
Verify your Oscar benefits
Gather your plan information
Before admission, locate your member ID, group number and plan type. This ensures accurate benefit verification and helps our team guide you through coverage details.
Contact Oscar or our admissions team
You can call Oscar Health directly or reach out to Kemah Palms’ admissions specialists. We’ll confirm:
- Your deductible and out-of-pocket maximum
- Coinsurance or copay requirements
- In-network provider status for each treatment level
Coverage details by treatment type
| Treatment type | Coverage highlights |
|---|---|
| Medical detox | Covered as an essential benefit, subject to deductible and coinsurance |
| Inpatient rehab | Often requires 50% coinsurance after deductible [3] |
| Outpatient programs | Copays or 50% coinsurance, depending on visit type and plan specifications |
Medical detox
Your Oscar plan typically covers medically supervised detoxification. To see exact benefits for alcohol detox, visit our page on alcohol detox with Oscar Health Insurance.
Inpatient rehab
Residential treatment often carries a coinsurance requirement. You can review general inpatient coverage on our drug rehab covered by Oscar page—even though it focuses on drug rehab, coinsurance rules apply similarly to alcohol rehab.
Outpatient programs
If you prefer partial hospitalization or intensive outpatient care, Oscar plans usually cover these services. Learn more on our outpatient rehab with Oscar Insurance resource.
Reduce your out-of-pocket costs
Understand deductibles and coinsurance
Deductibles, copays and coinsurance can vary by plan. Tracking your year-to-date expenses helps you anticipate any remaining financial responsibility.
Explore financial assistance options
If you face high coinsurance or deductible balances, ask about:
- Sliding-scale payment plans
- Short-term financing
- Scholarships or grants
Our team can work with you to find solutions that fit your budget and ensure you begin treatment without delay.
Take the next step toward recovery
Verifying your Oscar benefits is quick and straightforward. Contact Kemah Palms Recovery today for a complimentary insurance check, and let us guide you through each step of the process. With your coverage in hand, you can focus on what matters most—your journey to lasting sobriety.
