If you’re exploring drug rehab with Health Partners coverage, you may wonder which services are in-network, how much you’ll owe out of pocket, and what steps to take next. At Kemah Palms Recovery, we work with HealthPartners plans to streamline access to medical detox, inpatient rehab, and outpatient therapy. Whether your plan is through HealthPartners or another mid-tier insurer such as UMR or Sana, our team is here to guide you. For details on UMR coverage, see our UMR drug rehab coverage page. To learn more about Sana plans, visit our Sana drug rehab coverage guide.
Understand your plan options
HealthPartners offers two main plan types, each with different premiums, deductibles, and out-of-pocket limits. Understanding these options helps you set realistic expectations for rehab expenses.
Plan types
| Feature | EPO plan | HDHP plan |
|---|---|---|
| Deductible | $0 for most services | $1,600 per person |
| Maximum out-of-pocket (per person) | $1,500 | $3,000 |
| Premiums | Higher | Lower |
| Health savings account option | No | Yes |
Data from Solution Based Treatment shows copays and deductibles vary by plan [1].
State availability
Coverage through HealthPartners is available in six Midwestern states. If you live outside this region, your plan may not be accepted. Always confirm network status before scheduling treatment.
Check detox and inpatient coverage
HealthPartners insurance typically covers:
- Medical detox and medication-assisted treatment
- Inpatient rehab for substance use and co-occurring disorders
- Dual diagnosis treatment
- Behavioral therapies during your stay
Coverage amounts vary by plan, facility, and length of stay, and most services require preauthorization [2]. To confirm details for medical detox, see our drug detox Health Partners insurance page. If you need alcohol detox, check our alcohol detox Health Partners coverage guide. For inpatient rehab coverage, review our alcohol rehab Health Partners accepted page.
Explore outpatient and therapy benefits
Even after inpatient care, ongoing support is key to lasting recovery. HealthPartners plans cover a range of outpatient services:
- Intensive outpatient programs, including one offered directly in western Wisconsin
- Individual counseling and group therapy sessions
- Evidence-based approaches like cognitive behavioral therapy and dialectical behavior therapy
Typical copays include $20 per office visit, $10 per mental health session, and $5 per substance-abuse group therapy meeting until you meet your deductible [1]. For more on outpatient support, see our outpatient rehab Health Partners insurance page.
Complete benefit verification
Before you start treatment, our admissions team will perform a courtesy benefit verification. You’ll need to provide:
- Insurance card details (member and group numbers)
- Plan type (EPO or HDHP)
- Dates you plan to begin detox or rehab
This process clarifies:
- Which services are covered in-network
- Any required preauthorizations
- Your estimated out-of-pocket responsibility
A clear picture of benefits helps you focus on recovery instead of financial surprises.
Reduce your out-of-pocket costs
To make the most of your HealthPartners coverage:
- Verify network status—care must be delivered by in-network providers
- Submit preauthorization requests early
- Use a health savings account (HSA) or flexible spending account for deductible expenses
- Plan your treatment timeline around deductible resets if possible
These steps can help minimize coinsurance and other expenses, so you can concentrate on healing.
Contact our team
Ready to maximize your HealthPartners benefits? Reach out to Kemah Palms Recovery for a free, no-obligation benefit verification and personalized guide. Our knowledgeable admissions staff will answer your questions, confirm acceptance of your plan, and help you take the first step toward lasting recovery.
