Understand Imagine Health coverage
When you’re considering treatment, understanding coverage for alcohol rehab through Imagine Health is a crucial first step. At Kemah Palms, we partner with this mid-tier insurer to make detox, inpatient, and outpatient care accessible. By knowing what your plan covers, you can focus on recovery instead of financial stress.
Accepted plan types at Kemah Palms
Imagine Health policies vary by employer and region, but most plans include benefits for substance use disorder treatment. As a result, you may find:
- Residential rehab and medical detox covered under inpatient benefits
- Partial hospitalization and intensive outpatient programs included in mental health or substance abuse benefits
- Medication-assisted treatment (MAT) available when prescribed by our addiction medicine team
Coverage across services
Below is an overview of how Imagine Health typically applies to our core programs. Always verify your exact benefits, since plan details can differ.
| Program | Coverage details |
|---|---|
| Detox services | Covered with pre-authorization. See alcohol detox imagine health coverage |
| Inpatient rehab | Benefits apply to residential treatment up to plan limits |
| Outpatient care | Partial hospitalization (PHP) and intensive outpatient (IOP) covered under outpatient benefits. Learn more at outpatient rehab imagine health insurance |
Verify your benefits
Before you schedule, verify your coverage to avoid surprises. Simple steps will confirm your eligibility and any out-of-pocket costs.
Check your eligibility
- Review your Imagine Health ID card for group and plan numbers
- Note any plan year maximums or benefit limits for substance use disorder treatment
Initiate benefit verification
Contact the member services number on your card and ask specifically about substance abuse coverage. Additionally, you can:
- Provide our tax ID and NPI so the representative can confirm in-network status
- Ask about prior authorization requirements, medical necessity criteria, and any referral rules
Our admissions coordinators are happy to assist with benefit verification to streamline the process and get you started sooner.
Explore Kemah Palms programs
Kemah Palms offers a continuum of care designed to meet you where you are in recovery. Imagine Health benefits support each level of treatment.
Detox services coverage
Our licensed medical team manages withdrawal safely, and Imagine Health typically covers medically supervised detox. For full details, visit our alcohol detox imagine health coverage page.
Inpatient rehab options
Residential treatment provides a structured environment with individual therapy, group sessions, and holistic activities. Your plan’s inpatient benefits will often cover a 30- to 60-day stay after authorization.
Outpatient care options
If you live locally or have a supportive home environment, our IOP and PHP models help you maintain daily routines while engaging in therapy. Coverage under outpatient benefits can significantly reduce your share of costs.
Compare accepted insurers
Kemah Palms works with a broad range of specialty and mid-tier health plans to remove financial barriers. In addition to Imagine Health, we accept:
Specialty and mid-tier plans
- UMR
- Sana
- ComPsych
- OSCAR Health
- Multiplan
- Boon Chapman
- Health Partners
- Quest Behavioral Health
Insurer resources
For policy details on other plans, explore our dedicated pages:
- UMR: alcohol rehab umr insurance accepted
- Sana: alcohol rehab covered by sana
- ComPsych: alcohol rehab covered by compsych
- OSCAR Health: alcohol rehab oscar insurance accepted
- Multiplan: alcohol rehab multiplan insurance
- Boon Chapman: alcohol rehab boon chapman accepted
- Health Partners: alcohol rehab health partners accepted
- Quest Behavioral Health: alcohol rehab quest behavioral health accepted
Reduce out-of-pocket costs
Even with insurance, you may encounter co-pays, deductibles, or coinsurance. Learning how to manage these expenses can ease your financial burden.
Manage co-pays and deductibles
- Review your plan’s deductible and whether it resets each calendar year
- Understand coinsurance rates for inpatient versus outpatient services
- Ask if any program fees can be split or deferred
Financial assistance options
At Kemah Palms, we offer:
- Sliding scale fee adjustments based on income
- Payment plans to spread remaining balances over several months
- Referrals to local foundations or grants that support addiction treatment
Plan your next steps
Understanding your coverage and treatment options empowers you to take action. Here is how to move forward with confidence.
Prepare your insurance info
Gather your Imagine Health ID card, referral or authorization forms, and any out-of-network benefit details you may need.
Contact admissions team
Reach out via phone or our online form to connect with an admissions specialist. We’ll guide you through benefit verification, answer your questions, and schedule your first appointment.
Overall, even with less common plans, you can access high-quality care at Kemah Palms. Our team is committed to working with mid-tier insurers so you can focus on recovery and long-term wellness.
